Bankruptcy comes in two varieties: personal bankruptcy and business bankruptcy. A personal bankruptcy -- also called Consumer Bankruptcy -- is the right to discharge a debt by an individual or a married couple. This is usually what people think of when they hear about filing bankruptcy.

The business bankruptcy is what a major corporation or business will file when they want to file bankruptcy. This type of filing is usually a Chapter 11 bankruptcy. These are very complex cases, and often to go to a bankruptcy attorney who specializes in this specific subcategory.

While you could file personal bankruptcy on your own, you really are better of using the services of a bankruptcy attorney. A lawyer who does nothing but Ohio bankruptcy can spot ways to help you save property using Ohio exemptions, and will battle the creditors who fight your attempts to make them go away. Good bankruptcy lawyers can help you save thousands of dollars.

If you're an individual and feel that there is no way out of your debt troubles, because you are facing losing your house and want to stop forclosure, wage garnishment or just want to stop the creditor harrassment, you'll want to learn more about Chapter 7 bankruptcy or bankruptcy Chapter 13.